4 REASONS TO BUY A HOME THIS WINTER!

Here are four great reasons to consider buying a home today instead of waiting.

???? 1. Prices

According to CoreLogic home prices appreciated by 5.6% over the last 12 months.

They also predict that prices will continue to increase at a rate of 4.7% over the next year.

90% of the top experts in the country say home values will continue to appreciate for years. Waiting no longer makes sense.

???? 2. Mortgage Interest Rates

Freddie Mac shows that interest rates for a 30-year mortgage have hovered around 4.8%.

Most experts predict that rates will rise over the next 12 months. The Mortgage Bankers Association, Fannie Mae, Freddie Mac and the National Association of Realtors are also in agreement on this.

An increase in rates will impact YOUR monthly mortgage payment. A year from now, your housing expense will increase if a mortgage is necessary to buy your next home.

???? 3. Either Way, You are Paying a Mortgage

There are renters who have not yet purchased homes because they are uncomfortable taking on the obligation of a mortgage.

Everyone should realize that unless you are living with your parents rent-free, you are paying a mortgage. It’s a matter of if it’s yours or your landlord’s.

As an owner, your mortgage payment is a form of ‘forced savings’ that allows you to build equity in your home that you can tap into later in life. As a renter, you guarantee your landlord is the person building that equity.

Are you ready to put your housing cost to work for you?

???? 4. It’s Time to Move on With Your Life

The cost of a home is determined by two major components: the price of the home and the current mortgage rate. It appears that both are on the rise.
But what if they weren’t? Would you wait?

Look at the actual reason you are buying and decide if it is worth waiting.

Whether you want to have a great place for your children to grow up, you want your family to be safer, or you just want to have control over renovations, maybe now is the time to buy.

Want to stay up-to-date on the housing market? Click Here

Leo Chen ???? Realtor
IMPACT Properties, Inc.
leochenre@gmail.com
949.338.4827

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